Services & fees
Financial planning, investment management, and insurance strategy for serious decisions.
When your financial life has several moving parts, advice should not live in separate silos. Salt Lake Financial Planning helps Utah families, professionals, and business owners coordinate retirement, investments, life insurance, annuities, and legacy priorities into one clearer decision-making framework.
How we help
Choose the engagement that fits the decision in front of you.
01
Comprehensive Financial Planning
A coordinated planning engagement for people who want clarity across income, investments, insurance, taxes, estate considerations, and major life goals.
Often useful for
- Pre-retirees and retirees making income decisions
- Professionals with growing assets and competing priorities
- Business owners balancing personal and business finances
- Families preparing for legacy or estate coordination
02
Ongoing Investment Management
Portfolio management connected to your actual plan, including risk tolerance, time horizon, income needs, tax considerations, and liquidity goals.
Often useful for
- Clients who want ongoing portfolio oversight
- Households consolidating retirement or brokerage assets
- People who want investments reviewed alongside planning
- Retirees who need portfolio withdrawals coordinated
03
Insurance & Annuity Strategy
Evaluation and implementation support for life insurance, disability insurance, long-term care, and annuities when those tools may fit the broader plan.
Often useful for
- Families protecting income, estate, or business value
- People comparing term, permanent, or variable life insurance
- Retirees evaluating income guarantees or tax deferral
- Business owners considering key-person or succession needs
Transparent fees
You should know how advice is paid for before moving forward.
Financial Planning
$2,500-$10,000
Flat planning fees are based on the scope and complexity of your situation. The fee is discussed before the planning engagement begins.
Investment Management
1% annually
Ongoing investment management is a separate service. Fees are based on assets managed and are generally billed quarterly.
Insurance & Annuities
Commission paid by carrier
If an insurance or annuity product is implemented, compensation is generally paid by the insurance company. Product recommendations depend on suitability and your specific circumstances.
Good fit
This works best when there is a meaningful decision to make.
- You are approaching or already in retirement.
- You have assets spread across multiple accounts or institutions.
- You own a business or expect a major liquidity event.
- You are evaluating life insurance, annuities, or legacy planning.
- You want coordinated advice rather than one-off product conversations.
What happens next
A first conversation should clarify fit, not pressure a decision.
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Request a private consultation.
Share what decision prompted you to reach out and what you want help evaluating.
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Discuss scope and complexity.
We identify whether planning, investment management, insurance strategy, or another path is most appropriate.
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Review the engagement.
If there is a fit, fees, compensation, next steps, and required disclosures are discussed before you proceed.
Ready to talk through the moving parts?
Request a private consultation.
Bring the financial decision that has the most uncertainty attached to it. We will start there.
Schedule Your Introductory Call
